How It Works

Credit Repair Begins Here

Learn more Welcome and thank you for taking the leap to begin the process of restoring your credit. As of today, over 80 million consumers have bad credit, and because of it, they are facing high interest rates, constant denials when applying for a home loan, car loans, apartments and credit cards. Our goal is to assist with three aspects of your financial life: restore your credit, rebuild it and raise your credit score. We want to get you back on track, so you can start enjoying the finer things in life. The primary focus of our job is to help you remove, correct, repair or update inaccurate, misleading, unverifiable, late pays, charge-offs, collection accounts, tax liens, judgments, bankruptcies, repossessions, foreclosures, inquires, identity theft account and wrong personal information.

01.

Order credit reports

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use Privacyguard.com to pull all three of your credit reports because of the ease of use, and their $1.00 trial. They also offer several additional features if you stay on with their membership. If you don’t like Privacy guard, you can pull your credit reports from any provider that you choose.

02.

Analysis the credit report

Secondly, we provide you with a deep analysis of your credit report and spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we give you step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

03.

Upload information into our system

Thirdly, we load all of the inaccurate, misleading and unverifiable information into our system, and begin to challenge questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

04.

Update credit reports once returned.

Once the updated credit reports come back from the furnishers, we will analyze the updates for any change to the inaccurate, misleading, and unverifiable information. If there are changes, we will update your file, and then move on to the next inaccurate, misleading, and unverifiable item. If the item comes back verified with no change, we will then follow up with the credit bureaus or the furnishers to try to get a resolution on why the inaccurate information is still on the credit report. Our goal is to help consumers with bad credit through our credit repair and restoration program.